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Homeownership

The National Association of Realtors (NAR) just released their first issue of the Housing Opportunities & Market Experience Survey (HOME). In the report, NAR revealed what Americans believe to be the most appealing aspects of homeownership.

Do YOU Believe in Buying Obstacles?

Many Americans that desire homeownership believe there are many obstacles preventing them from attaining that goal. However, studies have shown that many of the obstacles mentioned are perceived, not real.A recent study by Fannie Mae, What Do Consumers Know About The Mortgage Qualification Criteria?, revealed that many consumers are either unsure or misinformed regarding the minimum requirements [...]

Still part of the dream…

A recent Wall Street Journal article reports that rents rose “faster last year than at any time since 2007, a boon for landlords but one that has stoked concerns about housing affordability for renters.”  The article also cited results from a recent Reis Inc report which revealed that average effective rents rose 4.6% in 2015, […]

Should I Pay More than 4%?

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Along with Freddie Mac, Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters. This has caused some purchasers to lament the fact […]

Net Worth 45x Greater

Every three years the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400). In a recent Forbes article the […]

Fall 2015 Buying Guide

This “Buyer Guide” will help you understand the market and how the “atmosphere” is for the area. Some of the issues this guide addresses are: 4 Reasons to Buy Now Where are prices headed over next 5 years Where are mortgage rates headed Cost of Renting vs Buying Home prices over the last year After […]

Too Much Paperwork

Have you ever wondered WHY SO MUCH PAPERWORK when applying for a mortgage?  We are often asked this very question!  It seems that the bank needs to know everything and requires three separate sources to validate each and every entry on the application form.  Many buyers are being told by friends and family that the […]

Home Sales are HOT

People always talk about the “spring buying season” when they talk real estate. However, this year it appears as though the summer real estate market will be just as hot. The most recent Foot Traffic Report released by the National Association of Realtors (NAR) revealed that there are more buyers out looking at homes right […]


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